You took wrong screenshot, look:



Taking money from one depositor to pass it to another depositor (plus interest) is not legal. Bonus part is "5% advertising fee" and "5% technical support", which is money you steal from naive people presenting this scheme as legal one. This will eventually collapse and many depositors will lose money.

Just because you scumbags started creating smart-contract-based-ponzies doesn't make it less scam.

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Hm...maybe we need new term for this scheme?