You can have 2 wallets. 1 for long term savings and others for usage in routine. In case, you lose 1 you can recover with the other one. Make sure to note down the recovery details at several places in an encrypted format.
yeah , just like the saying said " two is better than one " why risk your big amount of btc in a one wallet where you can divide it on another wallet for safety reason . however i find that useless if you will only use a wallet with poor security . one good wallet or one hardware wallet rather is still better than the two online wallets . for some users like me , which isnt hodling a huge amounts of cryptos , i think a good online wallet is already enough with us .