From where you got your BTC? If it is from the exchange, it is better you convert your BTC to XRP then withdraw your XRP to Coins.Ph then convert to PHP. That way, makakatipid ka sa transaction fee kasi cheap lang yong withdrawal fee kapag XRP ginamit mo.
Its stated above that the BTC came from a hot wallet (blockchain.com).
Ive done a lot of transactions thru exchange converting it first my btc to xrp and I mostly recommended it also to using an alternative way of sending btc to coins.ph just not to cost them alot in transaction fees and if theyre in a hurry xrp is the best alternative to use. Though its still the same but rather have just a slight difference when it comes to fees because I know blockchain applies just a small amount of fees when youre sending a bitcoin to another wallet. But then again, its still the same when it comes to coins.ph converting btc to php that will reduce you a slight amount because thats how coins.ph works.