From where you got your BTC? If it is from the exchange, it is better you convert your BTC to XRP then withdraw your XRP to Coins.Ph then convert to PHP. That way, makakatipid ka sa transaction fee kasi cheap lang yong withdrawal fee kapag XRP ginamit mo.
mas makakatipid ba pag BTC to XRP tapos XRP to PHP? kasi parang same lang din ata fees nya basta dadaan sa coins.ph, tapos my charge pa pag iwiwithdraw pa, ang na try ko palang kasi ETH, halos same lang sya sa BTC ang fees.
Akala ko na galing sa exchange yong BTC niya but as per @asu's comment that it comes from a hot wallet (blockchain.com), hindi ito applicable yong nasa isip ko.
Ipagpalagay natin na galing ito sa exchange (Binance), you convert your BTC to XRP, then withdraw your XRP to Coins.PH with a withdrawal fee of 0.5 XRP which is equivalent to PHP10.0 more or less. If you directly withdraw your BTC to Coins.Ph the withdrawal fee is 0.0005 BTC which is PHP 250.0 on the current value. With this method makakatipid ka ng PHP 240.