Op seems like traditional stock investor that is why he/she go for low percentage of profits in crypto currency as well but something looks like guaranteed.
But if you ask me I wouldn't do this for only 17% of return per annum since we can make that profits if we do the trading with volatile coins in couple of days but risky though.
Yes. That's why a lot of people invest cryptocurrencies. I think the stable coins arbitrage can only be a part of the portfolio.
But lot of people not into the stage of waiting that much longer just for 17%,even if they do with bitcoin they can make 1000% or more in returns which normally shows that common people are ivesting in cryptos but not been able to hold longer until making profits.
I think 17% is enough for making the profit, especially in these situations because we don't know when we can come back to make a bigger profit. We should take any profit we can so we can save more and more profit. People will invest in the cryptocurrencies, and there will be more people to come to the cryptocurrency, and that means, the rises of cryptocurrency will come soon. I am sure that people can hold for a longer if they believe that the cryptocurrency can increase higher than now.