That's why I say "allmost all" bitcoin is going to be mined in the next 10++ years because we won't see the last bitcoin in 2140. 90%-99% for me will be enough, theoretically, there's 20999999.9769 million supply, not 21 m, due to the bug in the early days of bitcoin mining.
Which one you are talking about? Is it becauae of the reward model of mining? I'm a bit confused.
So let's continue to accumulate at 1
BTC in our lifetime.

If there will be 10 million
BTC holder who at least hold 1
BTC, can you imagine where
BTC price will be?