I don't think XRP is as potential as it used to be. Indeed ripple has advantages in terms of transaction speed but now there are still many coins that are better than ripple. I would advise you to invest in eth or bnb rather than investing in ripple. I think the popularity and existence of the ripple is starting to erode due to the high level of competition between crypto currencies that is increasingly trying to get a place in the hearts of crypto currency fans.