Okay so there should be really a choice here right?

I'd pick XRP over Libra.
XRP dont have an application like facebook which could also trace your relatives if something goes wrong.

I dont want that.
My problem should stay with me and I dont want them bothering amyone who is close to me.

I think that is one of their difference and also of course trust.
In crypto world, XRP dominates while the other will use his social media company to get what he wants.