Did they ever allow a user without KYC before?
not sure about merchants, but purchasers have never had to complete KYC before. spending on goods and services was never seen as money transmission before so it didn't seem to imply AML/KYC requirements. the FATF rules seem to have changed things for the worse.
leave it to bitpay to comply before any countries have even passed laws to enforce the FATF rules yet.
It also says the numbers are subject to change. In time every transaction above $100 will require KYC, and they can sort of afford to do it with their market share, I think.
I was asked to go through KYC once when trying to buy computer hardware with a card (long time ago), but that was in a foreign country when the store was suspicious that the card may have been stolen, but this is something new, even a single Macbook can be above the $3k threshold.
Anyone know how long do they store the users' KYC info?