Ok, I will try explaining all as best as I can.

1. None of the funds raised during ICO were scammed or stolen or lost. All funds were and are being used to pay for the development and marketing of ChronoBank's products LaborX, TimeX, ChronoWallet and so on.

2. You can check the development progress of our products from the Development Updates on our blog (blog.chronobank.io) as well as under the following domains: LaborX (beta.laborx.io), TimeX (mvp.timex.io (currently being updated)), ChronoWallet (wallet.chronobank.io).

3. The accusations of Sergei Sergienko being a scammer or shoveling ICO funds into his own pocket are not only immensely wrong but also unfounded. Sergei has been making good money well before ChronoBank and has always been acting in the company's best interest.

4. There were great delays in the development of ChronoBank's products, this is undisputed, but we have always maintained transparency and open channels for the community to engage with our team directly. Reason for the delay was mostly due to increasing ambitions on how we want to lay out the ChronoBank ecosystem. For example, we went to developing a custom ChronoBank blockchain with own dPoS consensus mechanism where all our products will be deployed on in the end.

5. The current release schedule, which we are very confident to follow, can be looked upon our website under the roadmap. LaborX MVP and thus Mainnet release is scheduled for next month.