The Etherum DApp which our project's Developers Team has created may be a good fit for personal "hot wallets". That is, for daily use on the Internet.

I didn't want to put too much into the reply here, but more details can be found in a separate thread:
https://bitcointalk.org/index.php?topic=5174096.0
The DApp is called Kovrita Account User Interface (KAUI).
This is basically a user-friendly MetaMask (and other Web3 browsers) replacement, where user's Ethereum wallet is protected by the UserID/Password combination and (optional) two-factor authentication (Google Auth supported)

You can see the actual functional DApp here:
https://kovrita.io/account
Currently, users can send and receive Ether and USDk stablecoins, but support for other tokens will be available too.