I just don't understand where is the problem.
All crypto is a lottery. I chose Bankera and for me it is better to loose everything than later regret that i had some doubts and i didnt bought it. At the moment my investment is about 60% down.
Bankera is doing everything by the plan and i am willing to wait another 2-3 years and than decide what to do.
All the scam accusations are funny, because at the moment there is no reason for that.
Actually there was a good message from a long holder of BNK in the official chat (Chat.Bankera.com) who was pointing this:
OK guys, check my workings for me:
It's often stated that BNK has fallen in value by 90%. BNK was 0.02, now 0.0018, thereore a loss of 90%, simple.
But we didn't buy with euros, we bought with ETH.
In the middle of the ICO 1 ETH bought 84507 BNK (after the unsold token distribution).
Today those 84507 BNK would fetch 0.76 ETH.
Therefore the fall in value is actually 24% not 90%.
Even BTC is down 43% from ATH.