You seem to be the most reasonable of the newfound group of "promoters", so I will address you directly. Why invest in something that has such a terrible reputation? No matter how you dice it, there have been hundreds of individual complaints about SpectroCoin stealing user coins strewn across the internet...
Their coin looks like its on the road to nothingness. I don't understand what about it inspires confidence in you. If you want to explain, I'm all ears.
I invested in the Bankera project back at the beginning, I had been using Spectrocoin for some time and they had always given good service. Don't forget, Spectrocoin were genuine pioneers at a time when there were very few alternatives.
Back then other cryptos were sprouting like mushrooms and the dominance of Bitcoin seemed genuinely under threat. Real thieves and scammers were launching countless ICOs and forks. Regulators were getting ready to strike. Those were worrying times, maybe BTC itself could fail, and then what?
The obvious (to me at least) solution was to invest in a project that was a hedge against BTC failure.
If people were foolish enough to decide that having a Swiss Bank in their pocket was a bad idea, or governments decided to think that for them, then a forward looking crypto-friendly bank such as Bankera might succeed. I might not like the situation but I was happy to take my cut of Weekly Revenue from them.
Of course Bitcoin didn't fail and the diversification into Bankera hasn't so far been a money maker, to put it mildly... But I didn't come here to shill for BNK, I came because I've had a lifelong hatred of thugs and bullies, and the lies and patently false accusations from people like mosprognoz, gorbal et al have to be refuted. All that's necessary for evil to succeed is for good men to do nothing, and all that.
I'll check out some of the other scam accusations you've posted, but that's for another post.