Many of the investors I met for the past several years have to take loan first before they start investing. Most of them lacked funds but determined to try their luck in business so they resorted to take a loan from the banks or from someone who can afford to loan them. Taking a loan to use in their investment are risky but many of their business are now profitable and they able to pay loan gradually. I think it is important to use a loan only when you are really sure on how to run the business that you planning to invest.