I have previously viewed CRED as a friend suggested me to do so but when I checked it's reviews I was taken aback.
The app is shit as the reviews said. It doesn't pay the bills on time even if we have made the payments 2 days prior to the due date.
So I won't recommend anybody to download and use this app.
It maybe your opinion BUT I won't agree to it.
I am personally using this app since 26th November 2018 (the day they were launched) & never faced any issues with them.
Only once my payment failed and they issued me refund in 3 days.
Check this thread on other forum where thousand of Indians are happily using it:
https://www.desidime.com/forums/hot-deals-online/topics/cred-club-get-rewards-for-paying-credits-cards-billsExceptions are everywhere but this is the only app which is rewarding users for paying credit card bills.