let's face it tho, exchanges are centralized third-party and will pull out a mt. gox on ya at any time, all of them, even that bitrex, binance, cryptopia thingy,
all going to mt gox in the future, if its not tomorrow then the day after, if not the day after then the day after it and so on

There is some truth in your words. Centralized exchanges are not reliable and cannot serve as a reliable and safe place to store coins. That is why the TERA PLATFORM has its own decentralized exchange - TERA DEX