Are you going to have own credit cards? In this case peple will be able to deposit and withdraw money from/to your exchange directly. And this would give you advantages...
I guess they will have creditcards in the future. Their platform is All-in-one banking cryptocurrency ecosystem so I think they plan to incorporate that.
not only "will" but having a credit card is part of this project development plan so they "definitely" will have credit card in the future. Read whitepaper and you will find lots of information