Great News:

Ramón the CEO just said on discord that we should be able to transfer BTC & ETH between Account and Wallet in the next 6 weeks

for anyone just entering this thread:

Accounts hold the Crypto you buy with Credit Card (Sepa soon)
Wallets hold the crypto (btc/eth/more soon) you send to/receive from external sources.

you already can spend it all with your 2gether visa card BTCBTC

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FAQ:
Q: do i have to pay taxes on my crypto purchases?
A: not if you pay with our visa, enjoy the freedom and buy smart. (source)