I'm amazed that nobody has quoted the following in this thread till now:
Lost coins only make everyone else's coins worth slightly more. Think of it as a donation to everyone.
After my death, I lose my coins completely as I don't like to share my private key with anyone other than myself. So consider it as a donation to y'all! Thank you, but I'm surprised that you are more generous to me than to the people close to you.
LOL, well said. Maybe I should give my decision a second thought and tell the very closest ones in my family about the bitcoin and how the ones that I hold may be accessed.