Have you ever sold your BTC at low rate and it later bumped and you were regretting...?
Always happens to me. I've also learned to accept the fact the I can never really time the market.
When I need to convert BTC or any crypto to fiat. My immediate need will always far outweigh hodling any crypto.
Your CURRENT needs, especially if they are necessities, far outweigh any future value of any asset.
This is actually the reverse of what happened last 2018. Everyone is saying that I should have sold last Jan 2018.
So, just buy when you want to buy, then sell when you need to sell. I accepted the fact that I can't time the market so that I won't have any regrets.