ok but my credit card has second security stage,limits etc and i never care about it althought never downloaded fake chromes. I just wanted to say people who created electrum should be more responsible for security as bitcoin is not protected at all.  Everything looks very tricky, you open your old version programm, it asks for the upgrade, of course how you can suspicious about that if you are an ordinary user who check your wallet once in 2 years and never sitting on forums. All you write here is true but it works only for very attentive people sitting here