I think ripple as a coin will do well if used as a stable coin with a fixed price because the price has been steady in one position for some time now. so if you are looking to make money off it, just know it might not be a great idea
My personal opinion is to use the XRP as an investment tool for adding a portfolio in case of unexpected flash news come and change the price. Combo coins are a great idea for diversifying the altcoin portfolio but having top coins should be at least 30% of the total crypto portfolio.
xrp seems like a stable coin i find it quite difficult to get profits when investing in xrp,and I personally think xrp is more suitable for short-term trading buying at lower prices and selling as soon as possible when rising, because xrp is not like other altcoin that can go up fast and go down dramatically.
For short term trading, it has a great price velocity. Intraday traders can trade the XRP market swings on the small time frames. Otherwise, investors will not choose the XRP instead of other potential altcoins.