Friends, I have recently read an article on the future of the banking system thanks to proliferation of smart contracts, some countries are already preparing cryptobanking projects, and this should happen the next few years. Actually the conclusion of the article was that the free financial market - cryptocurrency is the future for the financial system. Do you agree? Is it so positive, or will the state regulation complicate things, but in my opinion it is inevitable for the banking sector, in your opinion?
Electronic money is not the financial system of the future, new blockchain technology is it.
Electronic money is just a trading tool, but the system to handle blocks for trading is Blockchain, please distinguish it.
and in the future, Blockchain will definitely apply in many banks.