You cant figure out why xrp is doing badly? Are you joking me?
Shed light to the truth then.
XRP has much more potential than ETH, there is very little usage of ETH nowadays . ICO boom has died down,and applications on current ETH are slow and not rational to make. The problem with XRP as others has suggested here would be the difference between ripple tech and and the ripple usage itself.
No usage for eth?? It has the most amount of active developers, it's the leader in smart contracts platforms, its poised to lead decentralized finance. Have you heard of nightfall? Many blockchains are being built on , its market effect and network is huge. Please tell me how xrp can compare? Not ripple , xrp. Because xrp hodlers seem to confuse the two alot.... Banks might use ripple software but have no need or demand for the token. The fact that it is 3rd place despite very little usage and constant dumping is remarkable. Banks will adapt and make their own coin and swift will adapt and nullify any need for xrp.