"What if I said I wanted to borrow $100 from you and pay you back $99 five years later? Would you do it?
Hell no!
LOL well I would love to. If I get 1% profit for loaning money then what stops me. I would loan as much as I can and buy Bitcoin with it. It seems Banks are losing their clients and they are coming up with this schemes to attract customers.
Eventually fiat will turn out to be just pieces of paper as they are in Zimbabwe and Somalia if I am not wrong.