From where you got your BTC? If it is from the exchange, it is better you convert your BTC to XRP then withdraw your XRP to Coins.Ph then convert to PHP. That way, makakatipid ka sa transaction fee kasi cheap lang yong withdrawal fee kapag XRP ginamit mo.
Okay rin yan paps pero kung sa exchange palang nagconvert tayo from btc to xrp ay may fees rin tapos ililipat natin sa coinsph at may fees parin tapos sa php may bawas pa rin pero atleast mas mababa ang fee kaysa sa btc tapos lipat sa coins, yan din kasi ginagawa ko minsan kasi di ako makapagwithdraw dahil need nila ng minimum balance kung BTC ang i-withdraw kaya XRP nalang.