Hmm. These are all interesting sites.

So what if a site is non-IBAN? If it's a SWIFT /ACH transfer, won't it take like days to clear? I see some potential problems regarding all that.

I do have to say, your prices/fee structure doesn't seem exactly right. (You're charging 3.5% vs the ~2% advertised.) Still, if i compare that to some other exchanges, bitonic et al, you're offering much better rates.

What's stopping someone from cashing out bitcoins using your service? I mean, there's no KYC, right? 1000EUR per transaction goes a long way. I guess my IBAN would be used as some sort of identifier? Or if i'm using another third party service for cashing out you wouldn't have any identifying information. Interesting.

I think this could be a pretty popular thing if implemented correctly. I would probably use such a site instead of buying giftcards for amazon @ a 10% markup rate.