Hmm. These are all interesting sites.
So what if a site is non-IBAN? If it's a SWIFT /ACH transfer, won't it take like days to clear? I see some potential problems regarding all that.
I do have to say, your prices/fee structure doesn't seem exactly right. (You're charging 3.5% vs the ~2% advertised.) Still, if i compare that to some other exchanges, bitonic et al, you're offering much better rates.
What's stopping someone from cashing out bitcoins using your service? I mean, there's no KYC, right? 1000EUR per transaction goes a long way. I guess my IBAN would be used as some sort of identifier? Or if i'm using another third party service for cashing out you wouldn't have any identifying information. Interesting.
We only do IBAN service, no SWIFT. We have tried to international payments as well but the hassle and costs are way higher and so not intresting at all.
We do hold KYC/AML policies, if you reach your limits we will request more details to verify funds and identity. Unfortunly something that is neccesary to fight abuse of the concept
Our fee structure is clear. We use DigiPaid as our payment provider, which offcourse has it own rates. For our service we only charge a 1% fee.
Since the demand of such crypto services is here and increasing we will offer various different services in the near future.