Cryptocurrency is already an alternate payment option in many cases, shops, and various services
Small shops don't even cover the 0.1% of the global economy, instead of purchasing the coffee with 10 min transaction due to the Bitcoin blockchain congestion I will go for the easy option. I also support the growth of the
BTC accepted stores but reality speaks for itself. Topping up the phone number can be the best option for spending the crypto, other options look like a over-optimized to me.