I am still not sure if this XRP will be like what you have in your prediction, because there are many other Altcoins that have a better future than XRP, like ETH, even though at the moment they are experiencing less conditions.
I dont see myself wasting my time on analyzing some coins, and ripple is one of it, there is nothing to analyze on a coin that doesn't have usage, ripple has been stagnant on that value for a very long time now while a lot of coins even the new ones has appreciated, so if they really have use case based on their rank, why is it not effecting their value at all because the last time that I checked, ripple was not a stable coin, ripple is meant to also be used as store of value and same time as utility, but I have never seen any of these in ripple.
It was just created to soy on other coins in the market and being banks coin, it would likely not get much attention as it should get, if ripple want to really make it, they should just sell of the company to another private person.