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The idea is certainly good and not new. But how do you imagine doing this?
This is basically not possible!
Why not? Governments put pressure on exchange management.
And it comes. Some exchanges are starting to demand KYC from their users. Even a decentralized IDEX exchange recently required users to make KYC.
Now a lot of exchanges that exchange crypto to fiat require KYC procedures. Decentralize exchanges do not require KYC, but there is no liquidity on DEX.