I would like to see Nxt's AE implement a social credit system.  This social credit system would allow people to issue micro loans and establish LETSystems in their communities.  LETSystems allow communities with no external capital or capital of their own to resurrect their own economy with an expanding/contracting credit system.

This idea is in-line with BCNext's vision of currencies built on top of Nxt.  I hope he would approve.