Moving 400usd can freeze your account? >.< How do you buy anything?
Most banks should just move your status up to the next one if you have larger movements. They also offer you a discount on fees.
This is part on the bondage that we are talking abut that government and banks places on their citizens for their own money, I mean money they worked for, so to move just $400 becomes a problem to some citizens in their country, what a world. I would not doubt him actually because he lives in the country and he knows how they run things in their own country.
I have limit to which I can also have access to at once in my country, but mine is still running to at least $10,000, and anything above $10,000 gotten at once will be flagged down. For this reason is why many of us needs to really wake up and embrace the technology that bitcoin as brought which will free us from being a slave of our own money for life. I know we have people that do abuse opportunity, but with regulations, all those can be dealt with.