The posibility of that is really big, as far as I know, back then when I was a Full Member, I remember him telling me that he has alts including TheBitcoinExplorer, though I don't know what the other one is. The user is still a student so maybe he's just using his allowance and haven't been able to come up with a solution to pay his loan.

And AFAIK, he already made 3 attempts on making a request on the Lending Section and all of it has failed, even the newbie account has an application. Only Logitech  was the one who gave him the loan just because he's a fellow countryman and considering that the account was also a self-made Full Member. It's such a waste for that account.