His big mistake is why he didn't contact you earlier and explaining what his problem that he facing right at that moment(lack of communications). I know how hard of being self-support student, but isn't right to run his obligation to pay his debt. I know @LogitechMouse is a very kind and understanding person because lately, I borrowed him with an interest and almost got delayed repayment, I just contacted him and explaining about the late repayment. Good to know he(Daboy_Lyle) already contacted, maybe just give him a little time rather than end up nothing.