12% roi on deposit is pretty competitive in line with great projects today so inline with other features this project seems initially very attractive will watchout and follow how it develops.
I think is great because this is a little more (exactly 2%) as the rates on Binance Lending platform for USDT which started a couple of days ago.
This product from YouHodler is much more accessible as the options on Binance Lend which disappear after seconds.
I think this is something a lot of people will be interested in. I personally always have some TUSD, USDT or other stable coins.
Especially when BTC price is going down and I am not taking any short positions.
Sometimes such a missed downtrend could last for weeks and 12% annually is no brainer in such cases, I assume for every trader.