This will be the same as all mortgages if you fail to pay you risk losing your home. At VITA we will always try and work with the client to see why they have financial issue and try and help in anyway to bring their finances in order. Buying a first home is hard and losing it would be even harder. So in any case where there client stops paying or cant pay we will look at all the solutions possible
Your project is a hope for young people to find their own housing. If the client does not pay a mortgage, how will this problem be resolved?
I think that in this case - people can lost house. This is very serious thing