It must be horrific enough to be involved in an accident or an attack where you suffer a facial deformity and require reconstructive surgery, but how much worse would it be if your whole identity relied on the success of that surgery? It's a stupid idea. Look at the recent rise in things like "acid attacks". How much more prevalent and damaging would those be if it becomes a prerequisite for our face to look the same just to spend our money?
find someone that uses face recognition, go to their social media, point camera at their picture and your in.
I'm not defending this smile-to-pay thing, but I don't think it's this easily exploitable. As far as I know
(not sure, don't quote me on this), most decent facial recognition systems take note of the sort of "depths" of a certain face. So chances are that simply using a photo of a person won't do the job.
True enough, but with the advances being made in 3D printing, it probably won't be too long before someone could conceivably print out a realistic mask to wear. A simple photo still likely wouldn't be sufficient to generate the mapping for it, but how would you even know if you were being filmed/scanned as you walked into a building, for example?