I think creating a bank account does look easier because you are assisted by several employees who work at the bank so creating a bank account is very easy, in contrast to a blockchain account which is a technology that does not help you to create an account and is ready to use for transactions.
If blockchain technology would be properly harnessed, you probably won't need help because you can all do it by yourself in a few clicks. Less hassle and much more smoother transactions/applications.