I agree the exchanges have become nothing but tools and Bitbay should be a top crypto - the developer is one of the honest ones out there.  Too many people, including Qtum TARNished crypto and all the ICO bs.  It was a better time when people with certain beliefs were the backbone of Crypto - now the bankers, the people who destroyed our economy, the ones who have tried to shut crypto down are the ones trying to take it over. Can you imagine the government telling people they are not allowed to barter?  Does one pay taxes on Microsoft points they use to buy skins for their digital character?  IRS sends out letters asking people to go back and redo their tax returns because there name was on some list coinbase gave them. WTF? how does one even start - do we take the losses from crooks like GAW mINERS? HOW DO YOU regulate something that has already passed and at the time the government never once said it was property??   The gov should serve the people, not harm then for a few silver coins.