Lol, this is very informative, I can't imagine that some people are even living above their earning to the extent of having debt. Could it be that their cost of living is high? If the cost of living is high, then they should cut it down, because no one can tell me that it is tax that does that.

I have made attempt several times to relocate to the united states, but they kept discouraging me that the standard of their living is too high and that they paid tax a lot, and this makes me wonder why someone would earn $58,000 in a year and only  able to save $11000, is that not too low? What exactly did they spend their money on? Groceries or what? My country, with that $58000, I will surely save at least $30000 per year. For me, I am still able to save at least.