Not a lender pero meron silang criteria for choosing loaner. Usually iba-iba yan dahil different lender different types of risk management. Sa makikita mo naman halos no collateral loan yung mga past transaction natin dito, kung hindi ka aware ito list of all loan transactions.

If I may become a lender.

Just my criteria:
1. Active daily poster.
2. Borrower should have atleast 10 earned merit within the last 120 days.
3. Meron past na transaction that it’s worth more than s/he asking for.
4. Full member rank, above can only get a loan.
5. Active. Unless super trusted ka and nag apply ka ng loan, might as well I considered it.
6. Active.
7. Active.

That’s just the simple certain terms na pinagbabasihan din siguro ng mga lender dito. Overall kahit na puro no collateral loan, fully paid with interest naman yung mga past transaction dito. So less risk as of the moment, basta pipiliin mo lang talaga ng maigi yung pagkakatiwalaan mo ng pera mo.