In 2 years they have so far paid back about 1/100th of the total amount of funds they raised since the ICO, which means that in order for the average investor to break even, at this rate they will have to remain operational for another 198 years!
It is a well masked PONZI scheme.Yes that seems to be the most plausible outcome. The Bankera/Spectrocoin scammers are operating a pathetic ponzi type scheme.
I have those scammers and their sock-puppets added to my
IGNORE list, I would advise you all to do the same