Indeed it is so. As for the banks and governance stuff.. Probably my grandchildren will enjoy the outcomes but I even not sure lol
Fortunately, I won't (well never say never but I'm somewhat running out of time haha) have that worry biologically, but yeah there are enough in the next generation for me to worry about and I do fear for their futures if they themselves don't take control, hence the reason I'm getting the teens under my care to slowly get exposure to bitcoin, but yeah. I'm not even sure they can enjoy the outcomes, but as much as I am able to prepare alternatives for them, I will.
As for BTC & pension, this is not that general tendency, but it is rather about the USA.
At least for our generation, sure! I'm not sure it can always be so after this lifetime. Things have changed so drastically with monetary structures in the last 5 decades, I cannot imagine what another 50 will look like.