Re: [ANN]BANKERA – Building the Bank for the Blockchain Era
there is a reason that you're in this thread. its not to call out scam. its not a scam. bankera is further along than SALT. SALT doesn't even have any financial core to it. you must be a 25 year old nutcase that has no fucking clue what long term means. you might have your heart in the right place, but its not for bankera. add me to your blocked list. i can give a rats ass. but as long as those weekly etherium payments are coming in, you can just go fuck yourself. 
Let's talk for a minute about those sweet, sweet Ethereum payments that keep rolling in.
Current price of BNK: 0.00000842 ETH
Last payment to BNK holders per BNK: 0.0000000020643354407299 ETH
Amount of payments to equal 1 BNK at current price: 4,078
Amount of payments to equal 1 BNK at ICO price: 64,935
That means you'll be waiting over a thousand years to make back the price you spent on each BNK you bought at ICO.
You should really be asking Bankera what the hell they did with your money.
Spectrocoin, the flagship product of the Bankera family, is kind of a joke. It has an extremely shitty reputation. If I had invested in this POS there's no way I would be defending it at this point. Maybe after a 50% loss... Maybe even 60%... But 92%? This thing is as good as dead and they only reason they didn't pull an exit scam is because they knew it would result in too much unwanted legal action against them. It's better to pull off a slow burn and keep the illusion of a business going for as long as possible.
I think it is not that meaningful to compare the current WR with the past ICO price. We should look at the current WR with the current token price. If we take the
arithmetic mean of the past 3 WRs we get an WR of 19602,66 EUR. 20% of that equals to 3920 EUR. When we divide those 3920 EUR through the current token supply in circulation (10.924.176.189) we get a WR
of 0,000000358 EUR each BNK / week. At the current price of 1 BNK = 0,0014 EUR we get an interest of 1,33% p.a. That interest is okay if we consider the today's low-interest-rate environment. I mean in my country banks are planning to charge you a penalty interest for having funds on your savings account. So we have a interest of 1,33% p.a. + the chance of a potential token price increase. One must consider the current WR with the current price. In the past we had a way higher net transactional revenue than today, we had a higher token price and a smaller token supply. One must consider all of this factors. The token supply is not going to change anytime soon, the price can go even lower (increasing the interest for every new bought token) or higher and the WR can go up (to levels like in the past through the new loans products or the revival of the cards) or could go lower (whereas the WR is pretty constant at the current levels for almost 1 year).