It cannot be otherwise, there is always a need to withdraw money from any ATM around the world, otherwise the cards are not relevant and of course OPTHERIUM knows about it.
Yes, the ability to pay with a card has long become universal throughout the world. But cashing out money is not always possible and convenient - a small number of ATMs, high fees.
Many people do not use ATM at all. They pay by cards in different shops and anywhere and do not have cash at all.