Like many ppl said your title doesn't fit what you said. With bitcoin, a future is not clear, but you risk most of your money just to invest in bitcoin. Imagine what will happen to you if bitcoin's price does not increase at 20k. But anyway I'm sure that you have some other plans why you trusted to much on bitcoin. But in my side just to advice you to spend or invest so money that you can afford to lose, especially in this kind of industry that the price of bitcoin is not that predictable and constant.