basically the VeADIR brings us back to the point in history where the bankers just stored your gold and did not yet start to lend it out cause they knew most people would just leave their money/gold in the bank and they wouldnt get caught when they enrich themself with the wealth of others.
Thats how powerfull The concept is it potentially brings us back to a point in history before manipulation in the financial markets started big time.
You can do this with every other cryptocurrency on which u can write smart contracts but Veri has actually done it, i dont know if  DigixDAO has allready delivered a working solution like the VeADIR but its the same concept.