It is like, the more poorer you are, the longer you stay poor.
bingo
There is more;
From my experiences, I can tell, getting rich is like riding a bike.
It is all muscle memory.
First time is the hardest. Once you succeed it, you can go to zero and get back to where you were before much quicker than before.
I think its more about fear of losing what little money you have, if you don't know how to invest it because you don't have such experience. So you just kind of stay away from anything new and let what little money you have earned go stale under your mattress.
You could invest 1k in bitcoin this year and come out with 2k as soon as the end of the year perhaps. But most people are too afraid.