Pin, thanks for understanding.  The next-to-last thing I want to do here is piss you off.  You are showing great organizational skills and initiative here and those are wonderful assets.   I just want to slow down a little and channel all the energy you are showing.  When you harness a fast moving whitewater river, you get a calm, placid, slow moving lake.  But that lake has the controlled energy in it to power a city.

I'm still coming back later with project funding spreadsheet links.   I just need a little time to set it all up.